Adrienne Cavallaro, Voya Financial Advisors

We offer a Special Needs Planning Program for families who have a loved one with special needs. This can be someone of any age that requires special consideration. Long-term special needs financial planning can be challenging because of complex legal and governmental issues. The wrong decision might create a tax burden or render a loved one ineligible for governmental benefits. However, by properly planning, understanding government benefits, and utilizing the right legal instruments, you can help ensure your loved one enjoys the quality of life they deserve.